yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Expo on Google News

2008 West
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
Red Hat
The Opening of Virtualization
User Environment Management – The Third Layer of the Desktop
Cloud Computing for Business Agility
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Return on Assests: Bringing Visibility to your SOA Strategy
Managing Hybrid Endpoint Environments
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
How Can AJAX Improve Homeland Security?
Beyond Widgets: What a RIA Platform Should Offer
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
Sands & Associates, B.C.'s Largest Firm of Licensed Trustees and Consumer Proposals Administrators Conducts First Annual BC Consumer Debt Study

VANCOUVER, BRITISH COLUMBIA -- (Marketwire) -- 11/05/12 -- Sands & Associates, B.C.'s largest firm of licensed trustees and proposal administrators announces the results of its first annual BC Consumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraser Valley.

The 2012 BC Consumer Debt Study is the only B.C.-specific study to survey nearly 7,000 debtors from the area and analyzes key findings regarding debt levels, causes for overextension and financial standings after filing bankruptcy or a consumer proposal.

The results of the 2012 BC Consumer Debt Study show that an equal number of males and females and those between the ages 40-54 comprised the largest number of bankruptcy or consumer proposal filings in B.C. - with typical debt loads reaching between $25,000 to $49,000. Most accumulated this debt due to overextension of credit or unexpected expenses and attempted to remedy their situation on their own before seeking help from a licensed trustee. Prior to seeking help, the common sentiment amongst this majority was that they would never be debt-free. However, following seeking help from a licensed trustee, the majority felt they now had a bright financial future, free from the stress of debt.

One of the major findings from the 2012 BC Consumer Debt Study is that nearly all of those polled, 79.5 percent, filed bankruptcy. From this, the study points to the need for increased public education around financial management, how to identify financial red flags that could lead to uncontrollable debt and increased awareness of consumer proposals as a proactive option for debt relief. Consumer proposals are an effective, less severe alternative to bankruptcy. However, financial problems need to be identified before becoming completely unmanageable for one to qualify. The study findings show that increased education of the public, specifically the younger demographics, could lead to a decrease in the proportion of bankruptcies versus consumer proposals in the future and an improvement in the overall financial health of the B.C. consumer.

Blair Mantin, VP of Sands & Associates shares, "The results of this study take a very acute snapshot of the trends and information that are contributing to and shaping consumer debt in British Columbia. From the findings, we can conclude that much more education is needed to inform the public of how to properly manage their finances and be educated on the available options should they find themselves in financial turmoil."

The next BC Consumer Debt Study is intended to run in 2013 and will document the progression of consumer debt levels and causes in B.C.

To see the complete study and detailed findings, please visit:

About Sands & Associates:

Sands & Associates is British Columbia's largest firm of licensed, expert Proposal Administrators and Bankruptcy Trustees focused exclusively on personal and small-business insolvency services. Operating from 10 offices in the Lower Mainland, Sands & Associates uses a non-judgmental, empathetic, affordable approach to helping resolve financial difficulties. To learn more, visit

Media contact:
Chelsea Moore
TalkShop Media

About Marketwired .
Copyright © 2009 Marketwired. All rights reserved. All the news releases provided by Marketwired are copyrighted. Any forms of copying other than an individual user's personal reference without express written permission is prohibited. Further distribution of these materials is strictly forbidden, including but not limited to, posting, emailing, faxing, archiving in a public database, redistributing via a computer network or in a printed form.

Latest AJAXWorld RIA Stories
Webair, a leading provider of Cloud Hosting, Colocation and Managed solutions, today announces that its Chief Technology Officer, Sagi Brody, will speak at Cloud Expo 2015 Silicon Valley, to be held November 3-5, 2015, at the Santa Clara Convention Center in Santa Clara, Californ...
Interested in leveraging automation technologies and a cloud architecture to make developers more productive? Learn how PaaS can benefit your organization to help you streamline your application development, allow you to use existing infrastructure and improve operational efficie...
The OpenStack cloud operating system includes Trove, a database abstraction layer. Rather than applications connecting directly to a specific type of database, they connect to Trove, which in turn connects to one or more specific databases. One target database is Postgres Plus Cl...
"We provide a web application framework for building really sophisticated web applications that run on a browser without any installation need so we get used for biotech, defense, and banking applications," noted Charles Kendrick, CTO and Chief Architect at Isomorphic Software, i...
SYS-CON Events announced today that the "First Containers & Microservices Conference" will take place June 9-11, 2015, at the Javits Center in New York City. The “Second Containers & Microservices Conference” will take place November 3-5, 2015, at Santa Clara Convention Center, S...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)!

Advertise on this site! Contact advertising(at)! 201 802-3021

SYS-CON Featured Whitepapers