Comments
yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
Cloud Expo on Google News
SYS-CON.TV

2008 West
DIAMOND SPONSOR:
Data Direct
SOA, WOA and Cloud Computing: The New Frontier for Data Services
PLATINUM SPONSORS:
Red Hat
The Opening of Virtualization
GOLD SPONSORS:
Appsense
User Environment Management – The Third Layer of the Desktop
Cordys
Cloud Computing for Business Agility
EMC
CMIS: A Multi-Vendor Proposal for a Service-Based Content Management Interoperability Standard
Freedom OSS
Practical SOA” Max Yankelevich
Intel
Architecting an Enterprise Service Router (ESR) – A Cost-Effective Way to Scale SOA Across the Enterprise
Sensedia
Return on Assests: Bringing Visibility to your SOA Strategy
Symantec
Managing Hybrid Endpoint Environments
VMWare
Game-Changing Technology for Enterprise Clouds and Applications
Click For 2008 West
Event Webcasts

2008 West
PLATINUM SPONSORS:
Appcelerator
Get ‘Rich’ Quick: Rapid Prototyping for RIA with ZERO Server Code
Keynote Systems
Designing for and Managing Performance in the New Frontier of Rich Internet Applications
GOLD SPONSORS:
ICEsoft
How Can AJAX Improve Homeland Security?
Isomorphic
Beyond Widgets: What a RIA Platform Should Offer
Oracle
REAs: Rich Enterprise Applications
Click For 2008 Event Webcasts
MMI Study Suggests Need for Holistic Debt Counseling

Forty-two percent of clients with student loan debt were unaware of all payment options

SUGAR LAND, Texas, Dec. 4, 2012 /PRNewswire-USNewswire/ -- According to a recent survey of Money Management International (MMI) clients, after consulting with their student loan servicers about repayment, a surprising 42 percent of clients were not aware that Income Based Repayment is an option for paying their student loans.

Other findings include a striking 27 percent of those with student loan debt were struggling with student loan payments, had missed payments or were already in default. In addition, 50 percent of them owed more than $25,000 in student loans.

"Based on the results of our client survey and the fact that 23 percent of our clients carry student loan debt, it is obvious that consumers having financial difficulties are more likely to need assistance and education regarding all their debt obligations," said Jo Kerstetter, vice president of education at Money Management International.

A more holistic approach to counseling is needed given the significant number of clients who carry student loan debt and who are not fully aware of all repayment options available to them.

To accomplish a more holistic approach, MMI is proactively developing training for their credit counselors to more effectively assist clients who contact them for help with debt issues that include student loan debt.

MMI is also seeking to improve access for those needing assistance with student loan debt by working with other organizations including the National Council for Higher Education Resources (NCHER) and the Student Loan Alliance (SLA).

"As students and borrowers continue to struggle in these challenging economic times and with increasing student loan debt loads and default rates, the local and personalized debt counseling, outreach and financial literacy activities that the members of the National Council of Higher Education Resources provide are more important than ever," said Shelly Repp, president of the National Council of Higher Education Resources (NCHER).  

"The sole mission of the Student Loan Alliance is designed to promote the important role of independent, nonprofit counselors to increase outreach to borrowers needing counseling, provide counseling to ensure at risk borrowers are adequately matched with the best work out solution, while providing holistic counseling to assist in best managing overall consumer debt," said Larry Gilmore, president of the Student Loan Alliance (SLA). "Though this study is specific to MMI borrowers, its findings likely reflect borrowers currently serviced by credit counselors across the country."  

For more information on the MMI Student Loan Survey, please contact Jo Kerstetter at 301.948.0975 or Jo.Kerstetter@MoneyManagement.org.  

About Money Management International

Money Management International (MMI) is a nonprofit, full-service credit-counseling agency, providing confidential financial guidance, financial education, counseling and debt management assistance to consumers since 1958. MMI helps consumers trim their expenses, develop a spending plan and repay debts. Counseling is available by appointment in branch offices and 24/7 by telephone and Internet. MMI is a member of the National Council of Higher Education Resources (NCHER) and the Student Loan Alliance (SLA). To learn more, visit MoneyManagement.org or call 800.432.7310.

We're social! Like us on Facebook. Follow us on Twitter. Watch us on YouTube. Subscribe to our blog.

Contact:
Jo Kerstetter
National Spokesperson
713.394.5927
Jo.Kerstetter@MoneyManagement.org

SOURCE Money Management International

About PR Newswire
Copyright © 2007 PR Newswire. All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content, or for any actions taken in reliance thereon.

Latest AJAXWorld RIA Stories
At the beginning of the book the authors say they created this book to be used in a classroom setting. I agree that it is a great book for the classroom, but I would also recommend it to anyone who wants to learn about the current Agile methodologies. It does what the title of th...
As an enterprise and software architect the one thing I hate most about my job is documentation, yet the importance of doing documentation on sizable projects is what I find myself preaching about the most. One reason I understand the importance of documentation is that I came f...
The premiere issue of the Internet of @ThingsExpo Newsletter contains highlights of the hottest sessions and speakers from Internet of @ThingsExpo, Call for Papers information, and sponsorship opportunities.
“At Cloud Expo in NYC last week I sat in on the Internet of Things power panel and then presented about how to monetize the Internet of Things. The room was packed, standing room only and I stuck around for a full 30 minutes afterwards answering questions before I had to tear mys...
Express Logic, Inc., the worldwide leader in royalty-free real-time operating systems (RTOSes), introduces X-Ware™, an integrated, optimized, comprehensive middleware solution that provides a solid foundation for Internet of Things (IoT) development. X-Ware consists of Express Lo...
Subscribe to the World's Most Powerful Newsletters
Subscribe to Our Rss Feeds & Get Your SYS-CON News Live!
Click to Add our RSS Feeds to the Service of Your Choice:
Google Reader or Homepage Add to My Yahoo! Subscribe with Bloglines Subscribe in NewsGator Online
myFeedster Add to My AOL Subscribe in Rojo Add 'Hugg' to Newsburst from CNET News.com Kinja Digest View Additional SYS-CON Feeds
Publish Your Article! Please send it to editorial(at)sys-con.com!

Advertise on this site! Contact advertising(at)sys-con.com! 201 802-3021


SYS-CON Featured Whitepapers
ADS BY GOOGLE