yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
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Schaumburg Law Firm Helps Homeowners With Short Sales

SCHAUMBURG, IL -- (Marketwire) -- 01/09/13 -- Schaumburg-based law firm Gardi & Haught, Ltd. is helping homeowners successfully streamline the short sale process, an option for those who owe more on their mortgages than their homes are worth, by not charging them fees for representation. Instead, the firm earns its fees on a discretionary basis directly from the lending institution.

Short sales, long favored over foreclosures for faster closing times and a greater return on investment for lenders, increased the first quarter of 2012 by 25 percent and are expected to continue rising through 2013. Typically, short sales require about 90 to 150 days from signed contract to closing. Foreclosures can take up to two years.

"We do not charge fees to the seller at all. We get paid by the bank -- whatever the bank deems necessary," said Hiten R. Gardi, cofounder of Gardi & Haught, a firm specializing in six areas of law, including real estate. "We wanted to help people get out of this very difficult situation without them having to pay anything. Most firms take a fee upfront. Our philosophy is that these people are in a hole so why put them in a bigger one?"

Gardi & Haught's firm is comprised of thirty-eight people, including four attorneys with five paralegals staffed just in its short sale legal department. The nine-year-old firm handles over 1,000 short sale closings per year.

"We see the people selling their homes at the closing," said Gardi, "and see the satisfaction, gratification and relief in their eyes. They really, really appreciate what we did for them." Gardi was inspired by the number of clients who came to his firm for help on short sales. "We really wanted to make it easier and less stressful on people who are going through such upheaval in their lives. I get it from my grandfather. He's now 98 and all he (Dipchand Gardi) does is devote 100% of his time to charitable causes like building schools in India. I believe you get true blessings from those people you help and expect nothing in return."

About Gardi & Haught, Ltd.
Gardi & Haught specializes in real estate law, litigation, immigration, divorce, estate planning and corporate law. Founded by Hiten R. Gardi and Thomas E. Haught in 2003, the firm is located at 939 N. Plum Grove Rd., Ste. C, Schaumburg, IL. Call 847-944-9400 or visit

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