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yourfanat wrote: I am using another tool for Oracle developers - dbForge Studio for Oracle. This IDE has lots of usefull features, among them: oracle designer, code competion and formatter, query builder, debugger, profiler, erxport/import, reports and many others. The latest version supports Oracle 12C. More information here.
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Should Cohabitees have Life Insurance?
A growing number of couples are living together outside of marriage. Both unmarried couples and friends buying property together may want to consider life insurance.

LEEDS, UNITED KINGDOM -- (Marketwire) -- 02/04/13 -- Official statistics show that the total figure of cohabiting adults has increased over the last 15 years in England and Wales.(i)

Figures show that in 1992 there were 2.7 million cohabiting adults - in 2007 this had risen to 4.5 million. Reports suggest that this number will continue to rise amongst the 'never married' adult group.

Figures also show that there is a decline in the number of people under the age of 30 who are cohabiting, yet an increase in adult couples aged over 30 who are living together.

Further research shows that between 2001 and 2010 the number of opposite sex cohabiting couple families increased from 2.1 million to 2.7 million.(ii)

This means that the total number of children growing up in households where adults are unmarried has increased from 1.3 million to 1.8 million in the same time.

It is not just unmarried couples living together who are pushing up the trend. Groups of friends are collectively pooling their cash together to buy properties and live together for longer.

Mortgages are often considered one of the largest financial commitments that anyone can make in their lifetime. For this reason many co-habiting people may want to opt to take out a mortgage life insurance policy. A policy could safeguard finances in the event of death. Should one of the part homeowners suddenly pass away or suffer from a life threatening illness, the cover could provide financial support and peace of mind when you need it most.

Notes to editors

(i) Estimating the cohabiting population in 2007, ONS research http://www.ons.gov.uk/ons/rel/family-demography/cohabitation-estimates--england-and-wales/cohabitation-estimates/estimating-the-cohabiting-population.pdf

(ii) Families and Households, 2001 to 2010, ONS research http://www.ons.gov.uk:80/ons/rel/family-demography/families-and-households/2001-to-2010/index.html

About Asda Life Insurance:


--  Cover from just GBP 5(i) a month 
--  We compare the market and award-winning advisers offer free no-
    obligation advice 
--  Choice of Life Insurance, Critical Illness Cover, Income Protection or a
    combination

Asda Money is a trading name of Asda Financial Services Limited. Asda Financial Services Limited uses a selection of companies to provide its products and services. Please refer to www.ASDA.com/money for details of our product partners and the relevant terms and conditions for each of our products and services. Calls may be recorded and/or monitored.

Advice on Asda Life Insurance is provided by LifeSearch Limited, who is an appointed representative of Baigrie Davies and Company Limited who are authorised and regulated by the Financial Services Authority.

(i) GBP 5 price based on GBP 100,000 of level term cover over 20 years for a non-smoking female aged 30 and in good health. Prices correct as at October 2012.

Contacts:
Paul Stevens
+44 (0)1925 611 026
paul.stevens@latitudegroup.com

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